Should my husband and I have separate bank accounts?

Should my husband and I have separate bank accounts?

By Elizabeth Brownfield

Should my husband I have separate bank accounts? I always recommend that couples sharing a household maintain at least two bank accounts: one checking account that both partners can access, as well as at least one for savings.

A joint checking account has a number of benefits — fewer fees, potential advantages when applying for a mortgage and fast access to cash in emergency cases — but the main reason is the convenience and efficiency of having one financial source for paying shared bills.

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